No HOA. Excellent investment property. Currently rented for $2,861/month to a reliable Section 8 tenant (as of Dec 2024: $2,142 government + $719 tenant). Rent is on time. Potential rent increase to $4,213/month (renewal date: Aug 31, 2025). Exclusive Incentive for primary and investors: save 2 points on your rate with my lender (e.g., 6.5% drops to 4.5%). Primary residents enjoy free appraisal and fully covered mortgage insurance- no 1st-time buyer requirement! Current management company available for seamless transition. Please do not disturb tenant or knock on the door!